By accessing and using GreatMinds NG Digital Services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
GreatMinds NG provides digital financial services including but not limited to:
• E-currency trading (Bitcoin, Ethereum, PayPal, Perfect Money, etc.)
• Gift card trading (iTunes, Amazon, Google Play, Steam, etc.)
• Data bundle sales for all GSM networks in Nigeria
• Mobile airtime and utility bill payments
Users are responsible for:
• Providing accurate and truthful information
• Maintaining the confidentiality of account credentials
• Complying with all applicable laws and regulations
• Not engaging in fraudulent or illegal activities
• Reporting any suspicious activities immediately
All transactions are subject to:
• Current market rates at the time of transaction
• Verification and approval processes
• Processing fees as applicable
• Terms specific to each service type
• Our right to refuse or cancel transactions that violate our policies
Payment terms include:
• All payments must be made through approved channels
• Transaction fees are clearly disclosed before completion
• Refunds are processed according to our refund policy
• Exchange rates are subject to market fluctuations
• Processing times may vary based on transaction type and volume
We are committed to protecting your privacy:
• Personal information is collected and used in accordance with our Privacy Policy
• We implement appropriate security measures to protect your data
• Information may be shared with third parties only as necessary for service provision
• You have rights regarding your personal data as outlined in our Privacy Policy
GreatMinds NG's liability is limited to:
• The amount of the specific transaction in question
• Direct damages only, excluding consequential or indirect damages
• Our maximum liability shall not exceed the total amount paid by the user
• We are not liable for losses due to market fluctuations or external factors beyond our control
In case of disputes:
• Users should first contact our customer support team
• We will make reasonable efforts to resolve disputes amicably
• Unresolved disputes may be subject to arbitration
• Nigerian law governs all disputes and transactions
• Users agree to the jurisdiction of Nigerian courts
We reserve the right to:
• Modify these terms at any time with reasonable notice
• Update our services and policies as needed
• Notify users of significant changes via email or website notice
• Continued use of services constitutes acceptance of modified terms
Either party may terminate the service relationship:
• Users may close their accounts at any time
• We may suspend or terminate accounts for violations of these terms
• Outstanding transactions will be completed according to existing terms
• Termination does not affect rights and obligations that arose before termination